Orders captured on Friday night settle next week. MarginReconcile automatically buckets cross-period timing rollovers so your finance team only investigates real discrepancies.
OUTCOME 01Exceptions matched to agreed billing rules
OUTCOME 02Spot unexpected fee overcharges
OUTCOME 03Matched payout reconciliation report
BUSINESS & OPERATIONAL PAYOFF
Why operations teams switch to MarginReconcile
Payout timing offsets, FX fees, partial refunds and reserve holds make settlement variance painful to trace line by line. MarginReconcile replaces fragile manual checks with a repeatable, human-approved workflow built around your catalog and finance rules.
01
Separate Cutoff Timing from Real Money Leaks
Orders captured on Friday night settle next week. MarginReconcile automatically buckets cross-period timing rollovers so your finance team only investigates real discrepancies.
02
Audit Processor Fees & FX Markups Against Contract
Verify every gateway fee, international card surcharge and FX conversion rate against your negotiated rate card at the individual transaction level.
03
Clean Month-End Close Packet
Generate a controller-ready summary showing gross orders, refunds, processor fees, reserve holds, in-transit payouts and net cash settled.
THE OPERATIONAL SHIFT
Before vs. after MarginReconcile
Without MarginReconcile · Manual status quo
Where your team loses hours
✕Finance spends 3 days every month VLOOKUP-ing 20,000 Shopify orders against gateway CSVs.
✕Timezone and payout cutoff differences make every period look short or over by thousands of dollars.
✕Silent gateway fee increases or unreturned refund fees go unnoticed buried inside bulk payouts.
With MarginReconcile · Agreed workflow
How your workflow runs after onboarding
✓Orders, refunds, chargebacks and payout lines match deterministically across settlement windows.
✓In-transit rollover orders are cleanly isolated from true missing payouts or fee anomalies.
✓Every transaction exceeding your contracted fee rule is highlighted with exact basis-point variance.
ILLUSTRATIVE SCENARIOS
Example edge cases for MarginReconcile
SCENARIO 01
Month-End Cutoff Rollover Confusion
The operational problem
$48,200 in late-month orders appeared missing from the monthly bank payout summary due to T+3 processor settlement delays.
Example outcome with MarginReconcile
Automatically tagged all 312 orders as 'Settled in Period N+1' and isolated the 2 genuine disputed transactions.
SCENARIO 02
Cross-Border Card & FX Fee Creep
The operational problem
A gateway tier change quietly increased international card processing fees by 65 bps on UK and EU checkouts.
Example outcome with MarginReconcile
Rate-card validator flagged the exact transactions exceeding expected fee thresholds during the first billing cycle.
SCENARIO 03
Partial Refunds & Holdback Reconciliation
The operational problem
Split captures and multi-week rolling reserves left the finance team unable to tie net bank deposits back to Shopify sales.
Example outcome with MarginReconcile
Provided a clear bridge from gross order value to net settled cash, tracking every reserve release automatically.
Who benefits across your organisation
Finance and ecommerce operations teams reconciling Shopify orders against payment processor and marketplace settlements.
See how MarginReconcile fits your store in one guided session. Start your onboarding request with no upfront charge.